Business Checking
We’ve made at least one business decision a lot easier.
Simple accounts. Sophisticated bells and whistles.
Find the one that’s right for your business—and we’ll set you up in no time.
Free Business Checking
Most businesses get everything they need from our most popular account.
Open an Account
- No minimum balance
- No monthly service charge
- Up to 1,000 free transactions per month
- Up to $10,000 in deposits per month, free
- Up to $10,000 in withdrawals per month, free
Business Interest Checking
This offering is designed to meet the needs of sole proprietors and nonprofits.
Open an Account
- Earns interest
- Up to 1,000 free transactions per month
- Up to $10,000 in currency deposits per month, free
- Up to $10,000 in currency withdrawals per month, free
- $1,000 minimum balance to avoid a low monthly service charge of $8
Commercial Checking
More flexibility for businesses with more complex banking needs.
Open an Account
- Earnings credit on balances may offset activity fees
- Low transaction fee of just 15¢ per item
- $15 monthly service charge
- Coin and currency deposits and withdrawals are just $1 per $1,000
IOLTA (Interest on Lawyers Trust Account)
An interest-earning account for attorneys to hold client funds.
Open an Account
- Required by state law, interest is paid to State Bar Foundation to fund programs
Accounts that exceed the free monthly maximum (1,000 transactions and/or $10,000 in monthly coin and currency deposits and withdrawals) may be converted into another checking product.
Ready to Switch to South Coast Bank?
Switching is a breeze. We’ve got a painless process to get you moved over quickly. Call now, or drop by one of our branches. Numbers and addresses can be found here. We’re ready to help.